Maritime credit risk assessment built for financing decisions you can defend
THOS helps financiers read shipping risk through a disciplined and evidence-backed due diligence process. The emphasis is not on software for its own sake, but on producing a consistent credit view across asset quality, cash-flow resilience, market exposure, legal and ESG factors, and sponsor behavior.
Cases are structured so lenders can read the risk picture quickly without losing the reasoning behind the result.
The assessment follows one structured method across cases, reducing ad hoc interpretation and improving internal consistency.
Reports are grounded in captured inputs, documented review, and consistent scoring logic rather than stand-alone narrative opinions.
What the THOS service is designed to deliver
THOS is built for financiers that need more than a high-level vessel memo. The service combines structured evidence collection, disciplined review, and decision-ready reporting so credit teams can assess maritime transactions with a clearer and more consistent methodology.
Six pillars bring financial, asset, market, legal, ESG, and sponsor issues into one coherent credit view.
The process separates input, review, approval, and final release so decisions are not made on undocumented assumptions.
Outputs are prepared for lender and investment committee reading, not only for technical survey circulation.
Scores, comments, evidence, and reporting remain connected so the final view is transparent and reviewable.
Register to review sample credit reports
Sample reports are available only to registered and approved users. This keeps evaluation controlled while still allowing lenders and internal stakeholders to review the reporting format and decision output.
Use an approved account to access protected demo material and keep evaluation traceable.
See good, moderate, and stressed cases in the same reporting format used for structured maritime due diligence reading.
If the reporting format is relevant, use the contact request below to arrange a follow-up discussion with THOS.
Request a conversation with THOS
Use this form if you want to discuss the methodology, demo access, or whether the THOS due diligence process fits your underwriting and credit workflow.
Useful if you want to discuss transaction underwriting, committee reporting, or portfolio-level credit discipline.
This contact form does not unlock reports directly. Access to protected demo reports follows the registration and approval path.
Leave your details for follow-up
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